You may have installed a Anti Virus software in you system, but is it sufficient to protect you from online threats? Does it protect from threats to online banking. Obviously no, because no software can protect you if you are not aware of the different threats present over the internet. Don't worry I m here! Today lets see how we can adapt 9 things which can help bank online safely.
So lets get started,
It is possible to send fake mails which appear to be from your bank but they are not. Through these emails the bad guys make you enter your password into their fake website(looks same a original website) and then redirect you to original website. So always type the web address yourself.
Stay Online ! Stay Safe !
- Shantanu
1. Logging in from different places:
Always type the website URL by yourself and then login into your bank account. There are many people who send fake emails which appear to be coming from your bank.It is possible to send fake mails which appear to be from your bank but they are not. Through these emails the bad guys make you enter your password into their fake website(looks same a original website) and then redirect you to original website. So always type the web address yourself.
2. Using Secure Connection:
The beginning of your bank’s internet address will change from ‘http’ to ‘https’ when a secure connection is made. I don't want to explain all the technical differences between ‘http’ and ‘https’ but in simple words we can say ‘https’ is more secure than ‘http’.
3. Pop-Ups:
Close any unexpected or suspicious looking pop-ups that appear during your online banking session. Sometime we might enter confidential information in a wrong pop-up window. Close all pop-ups which your are using online banking and never click them.
4. Emails:
Never respond to any emails which ask you your financial information like you Account NO or PIN etc.
Your bank will never ever ask your information through mail or on voice call. If you get any of these mails or calls contact your bank to let them know about the incident.
Your bank will never ever ask your information through mail or on voice call. If you get any of these mails or calls contact your bank to let them know about the incident.
5. Closing session:
Always log out of your account every time, so that the session gets closed and no one other than you has access to your bank account.
I will suggest using private browsing feature for online banking. This will clear all account info when you exit the browser or in case of power failure. For example in Firefox you can start private browsing by “ctrl+shift+P”. Other browsers also provide private browsing feature.
I will suggest using private browsing feature for online banking. This will clear all account info when you exit the browser or in case of power failure. For example in Firefox you can start private browsing by “ctrl+shift+P”. Other browsers also provide private browsing feature.
6. Remember Password:
Never use the “remember my password” or “remember me” options on shopping and banking websites.
Most of the times the option is already checked so be sure to uncheck it. I don’t know why banks provide it. Its risky because the user might unknowingly save his/her password on the system. Anyway its our responsibility that we make sure that check-box is unchecked.
Most of the times the option is already checked so be sure to uncheck it. I don’t know why banks provide it. Its risky because the user might unknowingly save his/her password on the system. Anyway its our responsibility that we make sure that check-box is unchecked.
7. Storing password:
Never save your account ID and password in any file on your PC or email draft. You don’t know when anyone can access this info. Use password managing software if required for storing passwords.
8. Changing Password:
Change your password regularly, some banks have restriction on changing the password every 15 or 30 days. If your bank doesn’t have the restrictions then also change your password regularly.
If you are a victim of banking fraud, then immediately contact your bank.
If you are a victim of banking fraud, then immediately contact your bank.
9. Use Trusted Computers:
Always use trusted computers to access online banking. Most public computers are infected with keystroke loggers, spywares and malwares.
These are some of the things you must consider before using online banking, I will keep you updating on this topic. See you soon...
Stay Online ! Stay Safe !
- Shantanu
